Challenger Finance Platform for Freelancers, Sole-Traders and Micro-SMEs

Seamlessly manage your integrated company accounts, expenses and more in an all-in one platform, including free-of-charge pre-accounting and company registration services

Dedicated to the needs of micro-businesses

Freelancers, sole-traders and anyone self-employed can benefit from Norma’s integrated, simplified and transparent financial management solution.


Finans Çözüm Ortağı

Kurumsal Hesap, para transferi, döviz işlemi ve Visa Card hizmetleri İninal Ödeme ve Elektronik Para Hizmetleri A.Ş. üzerinden verilmektedir.

Efficient, Simple and Inclusive

Ücretsiz Finansal Hizmet

Free of Charge SMB Financial Tools

  • Complimentary SMB Bank Account
  • VISA Business Card linked to your account
  • Zero-fee International Money Transfers
  • Various Currency Accounts and Foreign Exchange Transactions
Ücretsiz Finansal Hizmet
 Kolay Ön Muhasebe İşlemleri

Seamless Accounting Processes

  • Income and Expense Tracking
  • Cash Flow Management
  • Current Account Tracking
  • e-Invoice, e-Self Employment Receipt, e-Archive Invoice
  • Invoice Management
Profesyonel Hizmetler

Professional Services

company registration assistance, financial advisory, e-invoice & e-SMM and e-Signature transformation and many other professional services

Profesyonel Hizmetler

First 1,000 Norma users’ exclusive perks

Norma has set to launch soon and make entrepreneurs and small business owners' lives much easier. Sign up to create your Norma business account and take your place on our waitlist. 

  • Effortless Company Set-up
  • Free Corporate Account
  • Free Financial transactions
  • Free Pre-Accounting Services
  • Financial Advisory Services


Norma is a "one-stop-shop" providing financing, pre-accounting, and financial advisory solutions for company owners who manage their own business. With our free corporate account, you can make money transfers, benefit from pre-accounting services like sending and collecting payments, invoicing, income-expense tracking, as well as cash flow management. Additionally, Norma gives you access to professional services, such as financial advisory, company establishment and e-transformation.

We are currently only serving businesses based in Turkey, but we are working hard to soon expand our services internationally. Please stay tuned and register your interest with us.

In order to open an account, you either need to own a company or want to start one. After adding or establishing your business with Norma, you can open your TRY, EUR and USD accounts free of charge and transfer money without paying any transaction fees.

Norma is integrated with active solution partners in banking and payment systems to provide the fastest and safest service. We are working with our licensed and credible partners who are experts in their domain to provide easy and low-cost financial solutions that you and your company need.

Unlike traditional bank accounts, banking transactions such as money transfers are free with your Norma account and opening an account is much more seamless. Additionally, you can manage your pre-accounting transactions and account activities within one platform. You also have access to financial advisory services and immediate customer service support when and if you should need that.

After downloading Norma and entering your credentials, you will be asked to declare the status of your company. On this screen, you can select the company type (Self-Employed, Sole Proprietorship) you wish to set-up and you can also request a virtual office after entering company details such as field of activity, sector, profession. Norma professionals will contact and inform you as soon as they receive your application. Your company registration will be completed in a short period of time and you can follow the whole process from wherever you are.

With Norma's experienced advisors, you can complete your e-Transformation and create your invoices from our mobile application or through a browser. You can also manage your invoices with reasonably priced invoice top-ups. 

Norma Card

Banking, pre-accounting and financial advisory services meet in a simple platform!

Norma Card